/* Scoped to the new section: the approved hero/header styles stay untouched. */
.why-finrec{position:relative;padding:64px 24px 88px;background:#fff;color:#071d35;outline-offset:-5px}
.why-inner{width:100%;max-width:1180px;margin:auto}
.why-heading{text-align:center}
.why-eyebrow{margin:0 0 6px;color:#004c97;font-size:13px;font-weight:700;letter-spacing:2px;line-height:1.2;text-transform:uppercase}
.why-heading h2{margin:0;color:#071d35;font-size:31px;line-height:1.18;font-weight:700;letter-spacing:-.7px}
.why-heading h2 span{display:block}
.why-intro{max-width:800px;margin:12px auto 0;color:#58718e;font-size:15px;line-height:1.65}
.why-grid-backdrop{position:relative;isolation:isolate;margin-top:52px}
.why-grid-backdrop::before{content:"";position:absolute;inset:-30px 0;z-index:0;pointer-events:none;background-image:linear-gradient(to right,rgba(68,121,155,.06) 1px,transparent 1px),linear-gradient(to bottom,rgba(68,121,155,.06) 1px,transparent 1px);background-size:148px 102px;mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);-webkit-mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%)}
.why-stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.why-reveal-item{min-width:0}
.stat-card{height:100%;min-height:178px;padding:30px 20px 24px;border:1px solid #d5e5ef;border-radius:17px;background:linear-gradient(135deg,#fafcfd,#f3f8fb);box-shadow:0 17px 35px rgba(18,54,79,.08);transition:transform 300ms var(--ease),background-color 300ms,color 300ms,box-shadow 300ms,border-color 300ms;position:relative;isolation:isolate}
.stat-card::before,.quality-card::before{content:"";position:absolute;inset:0;border-radius:inherit;z-index:-1;opacity:0;transition:opacity 300ms;background:linear-gradient(125deg,#0861a6,#087f9d)}
.stat-accent{display:block;width:34px;height:4px;border-radius:5px;background:linear-gradient(90deg,#004c97,#18a7c8);margin-bottom:22px;transition:background-color 300ms}
.stat-value{position:relative;margin:0;color:#004c97;font-size:34px;font-weight:700;line-height:1.18;letter-spacing:-1.3px;font-variant-numeric:tabular-nums;white-space:nowrap;transition:color 300ms}
.stat-reserve{visibility:hidden}
.stat-counter{position:absolute;left:0;top:0}
.stat-label{margin:9px 0 0;color:#58718e;font-size:14px;line-height:1.45;transition:color 300ms}
.why-qualities{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:44px}
.quality-card{position:relative;isolation:isolate;display:flex;gap:16px;align-items:flex-start;min-height:154px;height:100%;padding:24px;border:1px solid #d5e5ef;border-radius:18px;background:#fff;box-shadow:0 17px 35px rgba(18,54,79,.08);transition:transform 300ms var(--ease),box-shadow 300ms,border-color 300ms}
.quality-card::before{background:linear-gradient(125deg,#072139,#0b4662)}
.quality-number{display:flex;align-items:center;justify-content:center;flex:0 0 42px;height:42px;border-radius:12px;color:#004c97;background:#e7f3f8;font-size:16px;font-weight:700;transition:color 300ms,background-color 300ms}
.quality-body{min-width:0;padding-top:0}
.quality-label{margin:0 0 8px;color:#007b9b;font-size:9px;line-height:1.3;letter-spacing:1.1px;text-transform:uppercase;font-weight:700;transition:color 300ms}
.quality-card h3{max-width:260px;margin:0;color:#122f4b;font-size:17px;line-height:1.18;letter-spacing:normal;transition:color 300ms}
.quality-description{margin:10px 0 0;color:#58718e;font-size:12px;line-height:1.5;transition:color 300ms}
.quality-arrow{position:absolute;right:18px;top:20px;color:#8aa5bd;transition:color 300ms}
.why-sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.stat-card:focus-visible,.quality-card:focus-visible{outline:3px solid #004c97;outline-offset:5px;transform:translateY(-6px);border-color:#18a7c8;box-shadow:0 22px 38px rgba(3,46,76,.20)}
.stat-card:focus-visible::before,.quality-card:focus-visible::before{opacity:1}
.stat-card:focus-visible .stat-value,.quality-card:focus-visible h3{color:#fff}
.stat-card:focus-visible .stat-label,.quality-card:focus-visible .quality-description{color:#e1edf5}
.stat-card:focus-visible .stat-accent{background:#b9df4f}
.quality-card:focus-visible .quality-number{background:#b9df4f;color:#071d35}
.quality-card:focus-visible .quality-label{color:#82dcec}
.quality-card:focus-visible .quality-arrow{color:#b9df4f}
@media(hover:hover) and (pointer:fine){
 .stat-card:hover,.quality-card:hover{transform:translateY(-6px);border-color:#18a7c8;box-shadow:0 22px 38px rgba(3,46,76,.20)}
 .stat-card:hover::before,.quality-card:hover::before{opacity:1}
 .stat-card:hover .stat-value,.quality-card:hover h3{color:#fff}
 .stat-card:hover .stat-label,.quality-card:hover .quality-description{color:#e1edf5}
 .stat-card:hover .stat-accent{background:#b9df4f}
 .quality-card:hover .quality-number{background:#b9df4f;color:#071d35}
 .quality-card:hover .quality-label{color:#82dcec}
 .quality-card:hover .quality-arrow{color:#b9df4f}
}
/* Finite CSS animation only after actual intersection: never pre-hide content. */
@keyframes why-reveal{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
.js .why-is-revealing{animation:why-reveal 600ms var(--ease) backwards;animation-delay:var(--why-delay,0ms)}
@media(max-width:1100px){
 .why-stats{grid-template-columns:repeat(2,minmax(0,1fr))}
 .why-qualities{gap:14px}
 .quality-card{padding:20px 16px;gap:12px}
 .quality-number{flex-basis:36px;height:36px;font-size:14px}
 .quality-arrow{right:12px;top:14px;width:14px;height:14px}
 .quality-card h3{font-size:16px}
}
@media(max-width:767px){
 .why-finrec{padding:52px 20px 60px}
 .why-heading h2{font-size:27px;letter-spacing:-.6px;line-height:1.25}
 .why-heading h2 span{display:inline}
 .why-intro{font-size:14px;line-height:1.7}
 .why-eyebrow{font-size:11px;letter-spacing:2px}
 .why-grid-backdrop{margin-top:32px}
 .why-grid-backdrop::before{inset:-16px 0}
 .why-stats{gap:14px}
 .why-qualities{grid-template-columns:1fr;margin-top:24px}
 .quality-card{min-height:0;padding:24px;gap:16px}
 .quality-number{flex-basis:42px;height:42px;font-size:16px}
 .quality-card h3{font-size:17px}
 .quality-description{font-size:13px}
 .quality-arrow{top:20px;right:18px;width:18px;height:18px}
}
@media(max-width:599px){
 .why-stats{grid-template-columns:1fr}
 .stat-card{min-height:160px;padding:24px}
 .stat-accent{margin-bottom:18px}
 .stat-value{font-size:34px}
 .quality-body{padding-right:3px}
}
@media(prefers-reduced-motion:reduce){
 .why-finrec *,.why-finrec *::before{animation:none!important;transition:none!important}
 .stat-card:hover,.quality-card:hover,.stat-card:focus-visible,.quality-card:focus-visible{transform:none}
}

/* SEERIC: band approved in the PDF, after the three quality cards. */

/* SEERIC: real text, two balanced benefits and one link across the band. */
.seeric-band{position:relative;isolation:isolate;display:grid;grid-template-columns:minmax(240px,1.1fr) minmax(0,1.65fr) minmax(0,1.1fr);align-items:center;gap:24px;margin-top:56px;padding:30px 116px 30px 24px;border:1px solid #d6e9f4;border-radius:22px;background:linear-gradient(90deg,#edf6fc,#fff 38%,#edf5fa calc(100% - 116px),transparent calc(100% - 70px)),url(../images/seeric-reference.png) right center/auto 100% no-repeat;overflow:hidden;text-decoration:none;color:#071d35;transition:border-color 300ms var(--ease),box-shadow 300ms var(--ease)}
/* Reference proportions: prominent original symbol, live wordmark and soft disc. */
.seeric-logo{display:flex;align-items:center;justify-content:center;gap:0;width:100%;min-height:210px;background:radial-gradient(circle closest-side,rgba(255,255,255,.85) 85%,rgba(255,255,255,.15) 100%,transparent 100%) left center/210px 210px no-repeat}
.seeric-logo img{display:block;width:150px;max-width:53%;height:auto;flex:0 1 150px;min-width:0}
.seeric-logo .seeric-name{font-family:inherit;font-size:38px;font-weight:700;letter-spacing:-1.65px;line-height:1.2;color:#073875;white-space:nowrap;flex:0 0 auto}
.seeric-copy{border-left:1px solid #d6e6f1;padding-left:24px}
.seeric-eyebrow{margin:0 0 12px!important;color:#0076b9!important;font-size:9px!important;font-weight:700;letter-spacing:1.3px;line-height:1.6!important}
.seeric-copy h3{margin:0;color:#071d35;font-size:24px;line-height:1.16;letter-spacing:-.65px}
.seeric-copy>p{color:#58718e;line-height:1.55;font-size:12px;margin:14px 0 8px}
.seeric-link{display:inline-flex;align-items:center;gap:16px;min-height:40px;color:#004c97;font-size:12px;font-weight:700;border-bottom:1px solid #18a7c8}
.seeric-link span{font-size:18px;transition:transform 300ms var(--ease)}
.seeric-benefits{list-style:none;margin:0;padding:12px 0 12px 24px;border-left:1px solid #d6e6f1;display:flex;flex-direction:column;gap:28px}
.seeric-benefits li{display:flex;align-items:center;gap:14px;font-size:12px;line-height:1.55;color:#58718e}
.seeric-icon{display:flex;align-items:center;justify-content:center;flex:0 0 44px;height:44px;border-radius:50%;background:radial-gradient(circle at 45% 40%,#fff 25%,#e0eff8 80%);box-shadow:inset 0 1px 5px #d4e7f4;color:#004c97}
.seeric-icon svg{width:27px;height:27px}

.seeric-band:focus-visible{outline:3px solid #004c97;outline-offset:5px;}
@media(hover:hover) and (pointer:fine){.seeric-band:hover{border-color:#8bbbd8;box-shadow:0 12px 32px #004c9712}.seeric-band:hover .seeric-link span{transform:translate(3px,-3px)}}
@media(max-width:1100px){.seeric-band{grid-template-columns:240px minmax(0,1fr);padding:28px;gap:24px;background:linear-gradient(115deg,#edf6fc,#fff 38%,#edf5fa)}.seeric-benefits{grid-column:1/-1;flex-direction:row;border-left:0;border-top:1px solid #d6e6f1;padding:22px 0 0;gap:28px}.seeric-benefits li{flex:1;font-size:14px}.seeric-copy>p{font-size:14px}}
@media(max-width:600px){.seeric-band{grid-template-columns:minmax(0,1fr);gap:22px;padding:24px;margin-top:36px}.seeric-logo{width:260px;max-width:100%;justify-self:center}.seeric-copy{border-left:0;border-top:1px solid #d6e6f1;padding:22px 0 0}.seeric-copy h3{font-size:23px}.seeric-eyebrow{letter-spacing:1px}.seeric-benefits{flex-direction:column;gap:20px}.seeric-link{font-size:13px}}
@media(prefers-reduced-motion:reduce){.seeric-band,.seeric-link span{transition:none;transform:none!important}}

.seeric-logo,.seeric-copy,.seeric-benefits{position:relative;z-index:1}
.seeric-link{width:max-content;max-width:100%}
@media(max-width:600px){.seeric-band{display:block}.seeric-logo{margin:0 auto 22px}.seeric-copy{margin-bottom:22px}}

.why-grid-backdrop::before{pointer-events:none}
.why-stats,.why-qualities{position:relative;z-index:1}